legal & faq
the agreements
This agreement governs the terms of your unicorn credit card, so it has all the fees, interest, and rules that any credit card has. This agreement covers those terms.
You can read the terms of the agreement by clicking here.
This document covers the terms of your unicorn credit card, so it has all the fees, interest, and rules that any credit card has.
You can read them by clicking here.
You’ve seen agreements like this many times before! It allows you to give consent to agreements and terms electronically, and to receive information and important alerts electronically. Your consent is required to be a Unicorn Card user, but we don’t think you wanted to get letters in the mail anyway.
You can read the terms of the agreement by clicking here.
Your privacy is very important to us. Given the importance and significance of the services we provide, we at times need to use your information. This is one of the documents that describe when and how we might share your information, and your rights in that regard.
You can read the document by clicking here.
Your privacy is very important to us. Given the importance and significance of the services we provide, we at times need to use your information. This is one of the documents that describe when and how we might share your information, and your rights in that regard.
You can read the document in full by clicking here.
the companies
Wilmington Savings Fund Society, FSB (“WSFS” or the “Bank”) is the issuer of the Unicorn Card credit card (the “Credit Card”).
Plaid is a data company that is unaffiliated with Unicorn Card or the Bank. Unicorn Card has an arrangement with Plaid to obtain bank account balance and transaction information when authorized by the depositor.
enrollment and elections
To apply, click here.
No. We must be able to confirm your identity, and your financial profile must also be able to satisfy regulatory requirements defined by the Card Act of 2009 and other underwriting criteria. Your application may require manual review, in which case we may reach out to you for more information. If your application is denied, we will inform you in writing as to why the decision was made. If you are unsatisfied with the results of your application, you may reach out to our customer service team for more information.
Click here for information on rates, fees and charges.
further information
These FAQs provide summary information only. For further information, you should review the agreements linked at the top of this page.
You can call the number on the back of your Unicorn Card, or email help@unicorncreditcard.com